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Municipal – Leasing for K-12, higher education, & government.
When you choose Medical & Municipal Funding (MMF), you select experience. Our roots extend back over 30 years leasing to education and municipal entities. More recently, we have participated in education associations and have been called upon as expert speakers in the industry. Public school districts, private schools, and colleges have used our talents to prepare customized solutions for their specific needs. Take a look at what we have to offer:


Master Leases:
Your organization may forecast ongoing equipment needs. Instead of completing new applications and contracts for each acquisition, just enter a Master Lease Relationship and put the convenience in your hands. Simple lease schedules offer flexibility in setting your own terms and invoices can be combined into one statement to streamline billing.

Tax-exempt Structures:
Qualified organizations can take advantage of some of the lowest cost of funds without issuing bonds. The municipality (public hospital) maintains full use of the equipment during the term of the lease and an unencumbered title at the end of the lease.

Operating Leases:
If long term ownership is not your desire, then an operating lease may be perfect. Frequently, total lease rental rates are less than the original cost of the equipment. In addition, this structure may offer tax breaks through payment write-offs.

Technology Refreshment Leases:
MMF has cost effective leases to cycle computers every 3 or 4 years. The flexibility is in your hands. Use our "MMF 3+1 flex" program to lock in low payments while adding flexibility to keep equipment for an optional 4th year. Even better, you don’t need to decide until the 3rd year whether you want to upgrade your equipment after 3 or 4 years.

Flexible Payment Terms:
Our deferred payment program offers your business the opportunity to avoid initial lease payments while getting your equipment up and running. Allow your equipment to begin producing revenue prior to making your first scheduled payment.

Parent/Student Computer Remarketing:
Would you like to make off-lease computers available to faculty, parents, and students? MMF offers the ability for families to acquire off-lease equipment for a fraction of the retail cost. Often, computers with monitors can be acquired for $100. Your school district does not have to be the middle man. We will manage the program for you!

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